1. 1
    Eligibility and Contribution Limits
  2. 2
    Growth Potential

Enter Your Information

To determine how much you are eligible to contribute to each type of IRA, enter the following information.

Please fill in the required fieldsPlease enter an amount between $0 and $3,000,000Please enter an amount between $0 and $3,000,000
Do you participate in a retirement plan at work?More info about retirement plans

$
$

CalculateRecalculate

Contribution Limits:

You

Roth IRA 
 
 
  
Traditional IRA 
Tax-Deductible
 
Nondeductible
 

Spouse

Roth IRA 
 
 
  
Traditional IRA 
Tax-Deductible
 
Nondeductible
 
Unable to generate chart

What this means:


Based on the information you entered the figures above represent the maximum contribution(s) you and your spouse may be eligible to make. To calculate how these contributions could grow over time click “Continue” above.

Important:


You can contribute to either or both types of IRAs for which you are eligible as long as your combined total contributions do not exceed the annual maximum contributions limits or 100% of your earned income, whichever is less. Limits are $5,500 in 2018 and $6,000 in 2019 ($1,000 catch up for ages 50 and over). For more information on contribution limits and eligibility see Calculator Assumptions.

Enter Your Information

To estimate the potential value of your IRA alternatives over time, answer the following questions.

Please fill in the required fieldsPlease enter an amount between 1 and 50
yrs.

CalculateRecalculate

Compare IRAs Over Time:

You

Roth IRA 
  contribution
 
  
Traditional IRA 
Tax-Deductible
  contribution
 
Nondeductible
  contribution
 

Spouse

Roth IRA 
  contribution
 
  
Traditional IRA 
Tax-Deductible
  contribution
 
Nondeductible
  contribution
 
Unable to generate chart
Start Over

What this means:


Based on the information you entered, the above estimates show the potential after tax value of your IRA alternatives at withdrawal in 30 years. If you’re married and filing jointly enter an average for both you and your spouse, or, you may re-run the analysis with different inputs for your spouse.

Important:


The tax consequences of contributing to different types of IRAs are built into these future estimates. Estimates assume a one-time contribution is made to each of the accounts for which you are currently eligible. See Calculator Assumptions for more information. This illustration is hypothetical in nature. Actual results will vary.


Print your results

You

Roth IRA 
 
 
Traditional IRA 
Tax-Deductible
 
Nondeductible
 

Spouse

Roth IRA 
 
 
Traditional IRA 
Tax-Deductible
 
Nondeductible
 
Unable to generate chart
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