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T. Rowe Price Retirement 2040 Fund TRRDX | Schwab Mutual Fund OneSource® (no-load, no-transaction-fee) |
 Prospectus |  Mutual FundReport Card |
Regional Holdingsas of 01/31/2026
0%
| North America |
| Europe |
| Asia |
| Latin America |
| South Pacific |
| Africa |
| Total Assets | $27.2B |
| Total Holdings | 30 |
| Total Holdings (Long) | 27 |
| Total Holdings (Short) | 3 |
| Portfolio Turnover | 15% |
| Average Maturity | 11.08 years |
| Effective Duration | 6.43 years |
| TRRDX has a Diversified Portfolio | |
Holdings Details
- •
- 17.7% Category Average
- •
- 79.1% Top Ten Holdings
Symbol | Description | % of Net Assets | |
|---|---|---|---|
| TRZAX | T. Rowe Price Value Z |
| |
| TRJZX | T. Rowe Price Growth Stock Z |
| |
| TRHZX | T. Rowe Price Equity Index 500... |
| |
| TROZX | T. Rowe Price International Va... |
| |
| TRZLX | T. Rowe Price US Large-Cap Cor... |
| |
| TRZSX | T. Rowe Price Overseas Stock Z |
| |
| TRNZX | T. Rowe Price International St... |
| |
| TRZRX | T. Rowe Price Real Assets Z |
| |
| TRVZX | T. Rowe Price New Income Z |
| |
| TRFZX | T. Rowe Price Em Mkts Discv St... |
| |
% of portfolio in top 10 holdings: 79.10% | |||
| %Long | %Short | %Net | |
|---|---|---|---|
| 56.19 | 0.72 | 55.47 |
| 29.58 | 0.52 | 29.06 |
| 7.29 | 0.04 | 7.26 |
| 3.19 | 0.01 | 3.19 |
| 0.05 | 0.00 | 0.05 |
| 0.03 | 0.00 | 0.03 |
| 4.74 | 0.25 | 4.49 |
| 0.46 | 0.00 | 0.46 |
| 41.3% |
| 28.5% |
| 21.2% |
| 7.4% |
| 1.7% |
| 23.3% |
| 16.6% |
| 12.3% |
| 9.8% |
| 9.7% |
| 7.1% |
| 5.9% |
| 4.8% |
| 4.4% |
| 3.8% |
| 2.2% |
| 39.6% |
| 29.5% |
| 15.8% |
| 8.0% |
| 2.7% |
| 2.2% |
| 0.5% |
| 0.4% |
| 0.4% |
| 0.2% |
| 0.2% |
| 0.2% |
| 0.1% |
| 0.1% |
| 0.0% |
| 76.2% |
| 16.9% |
| 6.9% |
| 55.4% |
| 15.4% |
| 10.0% |
| 7.9% |
| 4.9% |
| 3.7% |
| 1.4% |
| 1.2% |
Target date funds are built for investors who expect to start gradual withdrawals of fund assets on the target date to begin covering expenses in retirement. The values of the target date funds will fluctuate up to and after the target date. There is no guarantee the funds will provide adequate income at or through retirement.
Target date funds asset allocations are subject to change over time in accordance with each fund's offering document. The funds are subject to market volatility and risks associated with the underlying investments. Risks include exposure to international and emerging markets, small company and sector equity securities, and fixed income securities subject to changes in inflation, market valuations, liquidity, prepayments, and early redemption.
Schwab's short-term redemption fee of $49.95 will be charged on redemption of funds purchased through Schwab's Mutual Fund OneSource® service (and certain other funds with no transaction fee) and held for 90 days or less. Schwab reserves the right to exempt certain funds from this fee, including Schwab Funds®, which may charge a separate redemption fee, and funds that accommodate short-term trading. For each of these trade orders placed through a broker, a $25 service charge applies. Funds are also subject to management fees and expenses.
- Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges and expenses. You can view, download, and print a prospectus by selecting the "View Prospectus" link at the top of the page. If there are remaining questions, please call 1-800-435-4000. Please read the prospectus carefully before investing.
- Morningstar proprietary ratings reflect historical risk-adjusted performance. For each fund with at least a 3-year history, Morningstar calculates a Morningstar Rating™ based on a Morningstar risk-adjusted return measure that accounts for variation in a fund’s monthly performance (including the effects of sales charges, loads and redemption fees), placing more emphasis on downward variations and rewarding consistent performance. (Each share class is counted as a fraction of 1 fund within this scale and rated separately, which may cause slight variations in the distribution percentages). The top 10% of the funds in an investment category receive 5 stars, 22.5% receive 4 stars, 35% receive 3 stars, the next 22.5% receive 2 stars, and the bottom 10% receive 1 star.
- Data Source Identification
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- Market data for Daily Fund (NAVs) and charts facilitated by Fincentric™.