Mutual Fund Research
Mutual Fund Quotes & Research Tools

Vanguard Target Retirement 2055 Fund VFFVX

NAVChangeNet Expense RatioYTD Return
YTD Return is adjusted for possible sales charges, and assumes reinvestment of dividends and capital gains.
$58.15+0.60 (1.04%)0.08%2.90%
Quote data as of close 02/13/2025As of 01/31/2025

Daily Total Returns as of 02/13/2025

 
Actual Returns
Average Annual Returns
DescriptionYTD02/13/20251 Day1 Month3 Month1 Year3 Year5 Year10 Year15 Year
VFFVX1Fund Performance (without load)+4.57%+1.04%+5.75%+3.12%+18.85%+7.95%+9.44%+8.90%--
S&P 500 TR USD2Benchmark+3.02%-0.26%+3.94%+1.47%+22.18%+12.79%+14.14%+13.25%+14.36%
Target-Date 20553Morningstar Category+4.79%+1.02%+5.68%+2.74%+18.79%+8.01%+9.49%+8.65%+10.39%
Rank in Category
74
59
53
24
52
52
47
39
--

1 VFFVX return as of 02/13/2025

2 S&P 500 TR USD return as of 02/13/2025

3 Category: Target-Date 2055 return as of 02/13/2025

Monthly Pre-Tax Returns (%) as of 01/31/2025

Best 3 Mo Return +18.64%04/01/20 - 06/30/20
Worst 3 Mo Return -19.89%01/01/20 - 03/31/20
Performance Returns Chart
VFFVX1
Fund
Target-Date 20551
Morningstar Category (with load)
S&P 500 TR USD2
Broad-Based Index
VFFVX Pre-Liquidation3
Fund
VFFVX Post-Liquidation
Fund

1 Numbers are adjusted for possible sales charges, and assume reinvestment of dividends and capital gains over each time period.

2 Index figures do not reflect deductions for fees or expenses.

3 Pre-liquidation figures include taxes on fund's distributions of dividends and capital gains.

Monthly Pre-Tax Returns as of 01/31/2025
 
Actual Returns
Average Annual Returns
Description3 Month1 Year3 Year5 Year10 YearInception08/2010
VFFVX1+3.76%+18.03%+7.00%+9.87%+9.17%+10.26%
Target-Date 20552Morningstar Category (without load)+3.87%+18.20%+6.86%+9.80%+8.89%--
Target-Date 20551Morningstar Category (with load)+3.37%+17.63%+6.70%+9.71%+8.84%--
S&P 500 TR USD3Broad-Based Index+6.22%+26.38%+11.91%+15.17%+13.76%--

1 Numbers are adjusted for possible sales charges, and assume reinvestment of dividends and capital gains over each time period.

2 Numbers assume reinvetsment of dividends and capital gains over each time period and are not adjusted for possible sales charges.

3 Index figures do not reflect deductions for fees or expenses.

Quarterly Tax Performance as of 12/31/2024
 
Actual Returns
Average Annual Returns
Description3 Month1 Year3 Year5 Year10 YearInception08/2010
Pre-Tax Returns
VFFVXFund Performance (with load)-1.49%+14.64%+4.37%+9.02%+8.70%+10.10%
After-Tax Returns1
SEC Pre-Liquidation2(Before sale of shares)-2.09%+13.94%+3.74%+8.01%+7.88%+9.35%
SEC Post-Liquidation(After sale of shares)-0.61%+8.99%+3.21%+6.92%+6.87%+8.29%
Tax Cost Ratio3--0.62%0.61%0.93%0.75%--

1 Figures based on highest Federal income tax bracket. State taxes are not included. Returns are without load.

2 Pre-liquidation figures include taxes on fund's distributions of dividends and capital gains.

3 Tax Cost Ratio represents the percentage-point reduction in returns that results from Federal income taxes (before shares in the fund are sold, and assuming the highest Federal tax bracket).

Rank Within Morningstar Category1 (Total Return %)2 as of 01/31/2025
 
Yearly Performance
 
Rank2025 YTD202420232022202120202019201820172016
Top 25%
 
 
 
-17.46
 
 
 
 
 
 
 
 
14.64
20.16
 
 
16.32
 
-7.89
21.38
8.88
 
 
 
 
 
 
 
24.98
 
 
 
Bottom 25%
2.90
 
 
 
16.44
 
 
 
 
 

1Compares this fund's total annual return with that of other funds in the same category.

2Figures are not adjusted for load, sales charge or taxes. See the 'Monthly Pre-Tax Returns' table above for load-adjusted performance.

 
New to Schwab?
  or call 800-435-4000
Already a Schwab Client?
Login    
  to view our full client offering
1

The funds are built for investors who expect to start gradual withdrawals of fund assets on the target date, to begin covering expenses in retirement. The principal value of the funds is not guaranteed at any time and will continue to fluctuate up to and after the target date.
The target funds are subject to market volatility and risks associated with the underlying investments. Risks include exposure to international and emerging markets, small company and sector equity securities, and fixed income securities subject to changes in inflation, market valuations, liquidity, prepayments, and early redemption. Target date funds asset allocations are subject to change over time in accordance with each fund's prospectus.

  • Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges and expenses. You can view, download, and print a prospectus by selecting the "View Prospectus" link at the top of the page. If there are remaining questions, please call 1-800-435-4000. Please read the prospectus carefully before investing.
  • Morningstar proprietary ratings reflect historical risk-adjusted performance. For each fund with at least a 3-year history, Morningstar calculates a Morningstar Rating™ based on a Morningstar risk-adjusted return measure that accounts for variation in a fund’s monthly performance (including the effects of sales charges, loads and redemption fees), placing more emphasis on downward variations and rewarding consistent performance. (Each share class is counted as a fraction of 1 fund within this scale and rated separately, which may cause slight variations in the distribution percentages). The top 10% of the funds in an investment category receive 5 stars, 22.5% receive 4 stars, 35% receive 3 stars, the next 22.5% receive 2 stars, and the bottom 10% receive 1 star.
  • Data Source Identification
  • Schwab's Financial and Other Relationships with Mutual Funds
  • The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not guaranteed to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.
  • Market data for Daily Fund (NAVs) and charts facilitated by Fincentric™.
Individual holdings are shown for informational purposes only and are not considered an offer to sell or a solicitation of an offer to buy a specific security.
(1024-43GF)