Fergus MacDonald is a fixed income portfolio manager at Capital Group. He has 33 years of investment industry experience and has been with Capital Group for 22 years. Earlier in his career at Capital, he was a fixed income investment analyst covering mortgage-backed securities. Prior to joining Capital, he was a vice president at Goldman Sachs & Co. and an associate in the derivative products group at Morgan Stanley. Before that, Fergus was a consultant and actuary at Hewitt Bacon & Woodrow in London. He holds a graduate degree in applied mathematics and theoretical physics from Cambridge University and a bachelor's degree with first-class honors in mathematics from the Imperial College of Science Technology and Medicine. Fergus is based in Los Angeles.

Karen Choi is a fixed income portfolio manager at Capital Group. She has 30 years of investment industry experience and has been with Capital Group for 18 years. Earlier in her career at Capital, as a fixed income investment analyst, Karen covered utilities, regional banks and non-bank financials in the U.S. Prior to joining Capital, she was a fixed income analyst with AllianceBernstein and before that with Prudential Financial. She holds a bachelor's degree in international relations from Wellesley College. She also holds the Chartered Financial Analyst® designation. Karen is based in New York.

John R. Queen is a fixed income portfolio manager at Capital Group. He also serves on the Portfolio Solutions Committee. Earlier in his career at Capital, John was a trader and dealer service representative. Previously in his career, he was chief operating officer and chief compliance officer, as well as managing director overseeing bond portfolios at Roxbury Capital Management, an affiliate of Wilmington Trust. Before that, he was managing director at Hotchkis and Wiley. John holds a bachelor's degree in industrial management from Purdue University and attended the U.S. Military Academy at West Point, where he majored in mechanical engineering. He also holds the Chartered Financial Analyst® designation. John is based in Los Angeles.

Vincent J. Gonzales is a fixed income portfolio manager at Capital Group. As a fixed income investment analyst, he covers commercial mortgage-backed securities and asset-backed securities. Prior to joining Capital, he was an associate at Newstone Capital Partners. Before that, he was an investment banking analyst at Goldman Sachs & Co. He holds an MBA from Harvard Business School and a bachelor’s degree in management science & engineering from Stanford University. Vince is based in Los Angeles.

Steven Lotwin is a fixed income portfolio manager at Capital Group. Earlier in his career at Capital, as a fixed income research director and investment analyst, he covered corporate bonds, specifically in global consumer products, as well as building products, food & beverage, homebuilders, insurance, restaurants, the retail industry and tobacco industries. He holds an MBA from Stanford Graduate School of Business, a Doctor of Law from the UCLA School of Law and a bachelor's degree in economics from the Massachusetts Institute of Technology. Steven is based in Los Angeles.

Oliver Edmonds is a fixed income portfolio manager at Capital Group. Earlier in his career at Capital, Oliver was a fixed income investment analyst and covered mortgage-backed securities. Before that, Oliver was a fixed income trader with responsibility for mortgage-backed securities and U.S. Treasuries. He holds a master's degree in statistics from the University of California, Los Angeles, and a bachelor's degree in applied mathematics from the University of California, San Diego. He also holds the Chartered Financial Analyst® designation. Oliver is based in Los Angeles.