Jeffrey N. Given, CFA. Senior Managing Director and Senior Portfolio Manager; joined Manulife IM (US) in 1993. Jeff co-head of the firm’s U.S. core and core-plus fixed-income team and is responsible for the firm’s securitized, core, core-plus, and government bond strategies. Prior to joining the portfolio management team, he was focused on research and trading in mortgage-backed securities within the Manulife fixed-income teams. Previously, he was an investment compliance analyst at the company.

Michael J. Scanlon, Jr., CFA, is a managing director and portfolio manager at Manulife Asset Management, as well as a member of the Capital Appreciation Team. Michael is the co-lead portfolio manager of the John Hancock Balanced Fund (USA), Manulife US Opportunities Fund (Canada) and the Large Cap Equity institutional equity strategy. Education: Nichols College, BS in Finance, 2000; Boston University, MBA, 2003 Joined Company: 2004 Began Career: 2000

Susan A. Curry Senior Portfolio Manager, Capital Appreciation, Manulife Investment Management Susan is head of the capital appreciation team, the lead portfolio manager of the financial industries strategy, and a portfolio manager of the bank opportunities strategy. In addition to her portfolio management responsibilities, she provides fundamental research on the financial sector for all diversified strategies managed by the capital appreciation team. Prior to joining the firm as an investment analyst, Susan worked as a portfolio officer for Manulife’s private client group. She began her career at Fidelity Investments, where she served as a research analyst. Education: B.A., Economics, University of Massachusetts; M.S., Finance, Brandeis University Joined the company: 1998 Began career: 1993