R.J. Gallo, CFA, Senior Vice President, Deputy CIO Global Fixed Income, Senior Portfolio Manager, Co-Head of Municipal Bonds Group, Head of Duration Committee. Responsible for portfolio management & research, investment process oversight, and risk management in the global fixed income market. Previous associations: Trader and Financial Analyst, Federal Reserve Bank of New York; Investment Coordinator, Columbia University Office of Investments; Financial Analyst, Kidder Peabody & Co. B.A., University of Michigan; M.P.A., Princeton University. Professional affiliations: Member, CFA Society of Pittsburgh; Member, National Federation of Municipal Analysts. Joined Federated Hermes 2000

Ms. Ferentino joined Federated in November 1995 as a financial analyst and has worked in investment management since 2000. Ms. Ferentino has received the Chartered Financial Analyst designation. She received her B.S. from the University of Dayton and M.B.A. from the University of Pittsburgh.