Adam Kramer is a portfolio manager in the High Income and Alternatives division at Fidelity Investments (“Fidelity”). In this role, he manages several multi-asset income funds and manages opportunistic high-yield bond strategies for institutional investors as well as a high-income fund available exclusively to Canadian investors. Mr. Kramer began working full time at Fidelity in 2000 as a research analyst and has since covered a variety of industries.

Rick Gandhi is a research analyst in the High Income and Alternatives division at Fidelity. In this role, Mr. Gandhi covers software and gaming. Previously, he was a research analyst that covered energy and technology as well as media which consisted of cable, broadcast, and satellite. Prior to joining Fidelity in 2009, Mr. Gandhi was an associate at Barclays Capital where he advised insurance clients on financing and investment solutions and an analyst at Morgan Stanley where his responsibilities were structuring and marketing interest rate and currency swaps to corporate clients. He has been in the financial industry since 2004. Mr. Gandhi earned his Bachelor of Science degree in economics from Guilford College and his Master of Business Administration in finance from the University of Chicago Booth School of Business.