Christopher J. Garrett, CFA Director, Investments Group Christopher Garrett, a limited partner of the firm’s parent company, is a member of the Emerging Markets Investment Committee and is a Non-Executive Director of Brandes Asia. Previously served as CEO and Institutional PM for Brandes Investment Partners (Asia) Pte. Ltd., an affiliate headquartered in Singapore. Prior to Brandes, he was a PM/Analyst with DuPont Capital Mgmt and Corporate Loan Officer with two large banks. Earned his BS in finance from ASU & his MBA from Columbia Business School. Experience began-1990 & joined Brandes-2000

Gerardo Zamorano, CFA Director, Investments Group Gerardo Zamorano, a limited partner of the firm’s parent company, has analyst and team leader responsibilities on the Telecommunications Research Team, and is a member of the Emerging Markets and All-Cap Investment Committees. He previously served as the Assistant Investment Officer in the Latin America Department with the International Finance Corporation (part of World Bank). Earned his BSE (magna cum laude) from Wharton (Pennsylvania) and MBA from Kellogg (Northwestern). Investment experience began in 1995 & he joined Brandes in 1999.

Louis Y. Lau, CFA Director, Investments Group Louis Lau, a limited partner of the firm’s parent company,is a Senior Analyst on the Financial Institutions Team & a member of the Emerging Markets Investment Committee.Prior to joining Brandes, he was an Analyst in investment banking and equity capital markets with Goldman Sachs.He earned his BBA in finance (with merit) from the National University of Singapore and his MBA in finance and accounting (with honors) from the Wharton School of the University of Pennsylvania. He is fluent in Chinese.His experience began in 1998& joined Brandes in 2004

Mauricio Abadia Deputy Director of Research Mauricio Abadia, a limited partner of the firm’s parent company, is the Deputy Director of Research, and Senior Analyst on the Utilities Research Team. He is a member of the Emerging Markets Investment Committee. Prior to joining Brandes, he worked as a Senior Consultant at Deloitte. Mr. Abadia earned MBA with honors from the Haas School of Business at the University of California, Berkeley and BS in systems engineering with distinction from the University of Virginia, and is fluent in Spanish. His experience began in 2006 & joined Brandes in 2010.