Mr. Loewy is Chief Investment Officer and Head of Multi-Asset Solutions at AllianceBernstein. In addition, Mr. Loewy is Chief Investment Officer for Dynamic Asset Allocation and is a member of the Real Asset Investment Policy Group and Target Date Investment Oversight team at AllianceBernstein. Mr. Loewy has been with AllianceBernstein since 1996. He holds a Bachelor of Science degree in Industrial and Labor Relations from Cornell University and a Master of Business Administration from Columbia University. He is a CFA charterholder.

Portfolio Manager—Dynamic Asset Allocation. Mr. Barenboym has been associated with the Manager in similar capacities since prior to 2009. Senior Vice President of the Adviser, with which he has been associated in a substantially similar capacity since prior to 2014

Defne Ozaltun is a Portfolio Analyst on the Multi-Asset Solutions (MAS) team at AB. She joined MAS in 2013 as a rotational associate and worked across the MAS strategic research, dynamic allocation and quantitative research teams until 2015. During this time, Ozaltun was also part of the AB Associate Leadership Program. As a Portfolio Analyst, she currently focuses on market research and portfolio management for several multi-asset portfolios. Ozaltun holds a BA in economics from the University of Chicago.